THE UDAIPUR URBAN CO-OPERATIVE BANK LTD.
 
Regd. Office: 9C-A, Madhuban, First Floor, Udaipur 313004, Rajasthan
 
Registration NO.: 03/08/1972 No. 1557 Y RBI LIC. NO.: 04/01/1975 No. 52 P
 
   Charges to be recovered from Constituents on various services
  • The service charges & fees are subject to Revision/change from time to time without any notice.
  • Service Tax at the prescribed rate will be extra.
  • We draw attention of branches to our various circulars issued from time to time regarding charges / commission to be levied on various services being rendered to our customers.
  • We are appending below the extant charges to be levied for rendering various services.
  • Branches are advised to ensure that appropriate and correct charges are recovered from constituents and in no case higher charges should be recovered.
   
Schedule Of Service Charges
 

Particulars

Charges

A

 RTGS: Circular - HO/CIR/ 2009-10/08 dated 21st April 2009  
1    Rs. 1 to Rs. 5 Lac    Rs. 25/- per transaction
1    Rs. 5 Lac & above    Rs. 50/- per transaction

B

 NEFT: Circular - HO/CIR/ 2012-13/49 dated 18th July 2013  
1    Up to Rs. 100000/-    Nil
3    Above Rs. 1 Lac & up to Rs. 2 Lac    Rs. 15/- per transaction
4    Above Rs. 2 Lac    Rs. 25/- per transaction
     

C

 OBC Charges (Cheques): Circular - HO/CIR/ 2011-12/13 dated 5th May 2011  
1    Existing (Rs.)    
     Value :- Service charges from all customers other than Savings A/c    
     Up to and including 10,000    Rs. 50
     Above 10,000 and up to and including 1,00,000    Rs. 100
     Above 1,00,000    Rs. 150
2    Revised (Rs.)    
     Up to and including Rs. 5,000/-    Rs. 25
     Above 5,000 and up to and including 10,000    Rs. 50
     Above 10,000 and up to and including 1,00,000    Rs. 100
     Above 1,00,000    Rs. 1 per Rs. 1000/- or part there of with a maximum of Rs. 500/- per instrument.
     Returning charges on Cheques returned unpaid shall be 50% of normal charges as above.
   In case of more than one bank the charges should be shared for amount up to Rs.1 Lac    and 50% of our bank’s charges for amount above Rs.1 Lac.

D

 IBC Charges (Bills) : Circular - Misc/2004-05 dated 18th November 2004  
     Up to Rs. 1000/-    Rs. 30/-
     Rs. 1001/- and up to Rs. 5000/-    Rs. 50/-
     Rs. 5001/- and up to Rs. 10000/-    Rs. 70/-
     Rs. 10001/- Above Rs. 50000/-    Rs. 7/- per Rs. 1000/- or part thereof with a minimum of Rs. 70/-
     Above Rs. 50000/-    Rs. 5/- per Rs. 1000/- or part thereof with a minimum of Rs. 275/-
     Returning charges on Bills returned unpaid shall be 50% of normal charges as above.    

E

 Cheque Book Issue Charges: Circular No.859 dated 16th October 2008  
     Savings Account:    
1    First cheque book of 25 leaves - Free and there after     Rs. 2.50 per leaf
2    Cheque Book for Financial Cos.     Rs. 100/- per cheque book
     Current / Overdraft / Cash Credit Account:    
1    First cheque book of 50 leaves - Free and there after     Rs. 3/- per leaf

F

 Cheque Stop Payment charges: Circular No 859 dated 16th October 2008  
1    For single cheque     Rs. 100/-
2    For more than one Cheque     Rs. 100/- per cheque with maximum of Rs. 500/-

G

 Cheque Return Charges: Circular No 859 dated 16th October 2008  
     Inward (For Cheques drawn on Our Bank)    
1    For Financial Reasons     Rs. 100/- per cheque
2    For Financial Reasons drawn in favor of Financial Institution     Rs. 200/- per cheque
     Outward (For Cheques drawn on Other Banks)    
1    For Financial Reasons     Rs. 100/- per cheque

H

 Processing Charges on Advances : Circular No. HO/CIR/2009-10/13 dated 1st July 2009 For Other than Schematic / Retail Finance schemes  
     For Cash Credit & Overdraft Limits:    
1    Up to Rs.1 Lac     Rs.500/-
2    Above Rs.1 Lac & Up to Rs.2 Lac     0.50% of Loan Amount
3    Above Rs.2 Lac & Up to Rs.10 Lac     Rs.1000/- + 0.35% of Loan Amount exceeding Rs.2 Lac
4    Above Rs.10 Lac & Up to Rs.50 Lac     Rs.4000/- + 0.30% of Loan Amount exceeding Rs.10 Lac
5    Above Rs.50 Lac     Rs.16000/- + 0.25% of Loan amount exceeding Rs.50 Lac - Maximum Rs.75,000/-
     On Review / Renewal of Cash Credit / Overdraft Limits - 80% of normal charges, as above    
         
6    For Term Loans Up to Rs.25 Lac:     Minimum Rs.500/-
7    Repayable Up to 3 years     0.50% of Loan Amount - Maximum Rs.1 Lac
8    Repayable above 3 & Up to 5 years     0.75% of Loan Amount - Maximum Rs.1.25 Lac
9    Repayable above 5 years     1% of Loan Amount - Maximum Rs.1.50 Lac
     For Term Loans Above Rs.25 Lac:    
1    Repayable up to 3 years     0.50% of Loan Amount - Maximum Rs.1 Lac
     Repayable beyond 3 years:    
1    For first three years     0.50% of Loan Amount - Maximum Rs.1 Lac
2    After three years     Review Charges @ 50% of the initial processing charges for every consecutive three year period

I

 DD Commission : Circular No Misc/2005-06 dated 5th July 2005  
     
ICICI/IDBI/UTI Bank Other Banks
     Up to Rs. 1000/-
   Rs.20/-             Rs.40/- Mini
     Rs. 1001/- to Rs. 5000/-
   Rs.25/-             Rs.40/- Mini
     Rs. 5001/- to Rs. 10000/-
   Rs.30/-             Rs.40/- Mini
     Rs. 10001/- to Rs. 1 Lac
   Rs. 2.50 per Rs.1000/- For ICICI/ IDBI /UTI Bank
   Rs. 3/- per Rs.1000/- For Other Bank
   Rs. 30/- Mini  Rs. 40/- Mini
     Above Rs. 1 Lac
   Rs. 2.00 per Rs.1000/- For ICICI/ IDBI /UTI Bank
   Rs. 2.50/- per Rs.1000/- For Other Bank
   Rs. 250/- Mini
   Rs. 15000/- Max
 Rs. 300/- Mini
 Rs. 20000/- Max

J

 Pay Order Commission : Circular No. Misc./99-2000 dated 7th December 1999  
 1    Up to Rs. 500/-    Rs. 10/-
 2    Rs. 501/- to Rs. 1000/-    Rs. 15/-
 3    Rs. 1001/- to Rs. 5000/-    Rs. 20/-
 4    Rs. 5001/- to Rs. 10000/-    Rs. 25/-
 5    Rs. 10001/- Rs.1 Lac    Rs. 1.25 per Rs. 1000/- or part thereof
 6    Above Rs.1 Lac & Up to Rs. 10 Lac    Rs. 0.75 per Rs. 1000/- or part thereof
7    Above Rs.10 Lac & Up to Rs.50 Lac    Rs.0.50 per Rs. 1000/- or part thereof

K

 Inspection Charges for Cash Credit & Overdraft Limits: (to be recovered every half-year) Circular No. HO/CIR/2009-10/14 dated 1st July 2009  
   For Cash Credit & Overdraft Limits :    
1     Up to Rs.1 Lac    Rs.100/- for every Half-year
2    Above Rs.1 Lac & Up to Rs.5 Lac    Rs.200/- for every Half year
3    Above Rs.5 Lac & Up to Rs.10 Lac    Rs.40/- per Lac or part thereof of for every Half-year
4    Above Rs.10 Lac    Rs.400/- + Rs.20/- per Lac or part thereof of for every Half-year - Rs.1500/-
   Bank Guarantee Commission : Circular No    
1    Partly secured by cash margin / other approved security    Rs.100/- plus Rs.0.30 per Rs.100/- or part thereof, for every quarter or part thereof. Minimum Period 6 months.*
2    Secured by 100% cash margin in the shape of Bank Deposit    Rs.100/- plus 25% of charges as above, applicable to partly secured bank guarantees
  • In case of claim period in addition to the tenor of Bank Guarantee, additional commission should be charged for the claim period.
  • In case of surrender of bank guarantees before its expiry, refund may be allowed for the unexpired period, with minimum recovery for a period of six months.
  • Concessions, if any, shall be allowed by the concerned delegated authority and the same should be recorded properly with justification for the information of the inspecting officials / Auditors.
  • Branches are advised to ensure that charges have been recovered as per above mentioned Circulars in all cases with effect from 1st April 2013.
Disclaimer THE UDAIPUR URBAN CO-OPERATIVE BANK LTD.@COPYRIGHTS RESERVED-2014.