THE UDAIPUR URBAN CO-OPERATIVE BANK LTD.
 
Regd. Office: 9C-A, Madhuban, First Floor, 313004 Udaipur, Rajasthan
 
Registration NO.: 03/08/1972 No. 1557 Y RBI LIC. NO.: 04/01/1975 No. 52 P
 
   Fixed Deposit
A fixed deposit account may be opened by any Personal/Individual/Minor/HUF/Firm/Company/Club/Trust/Society/Association etc.
We are member of Deposit Insurance and Credit Guarantee Scheme in which customers deposit is insured up to Rs. 1 Lac.
Fix deposit scheme is an attractive scheme to deposit your savings for fix period for 7 days to 120 months as per your requirements.
We provide attractive Interest Rates to our Customers from time to time.
We offer 0.50% extra Interest Rate to Senior Citizens (Age 60 years or above) on fix deposits.
Guardian can open Minor’s Fix deposit A/c. When minor turn major then at maturity he/she can withdraw the amount with his/her signature, after providing valid age proof.
We offer nomination facility for all deposit accounts.
We provide Montly and Quarterly Interest payment to our customers on their existing Fix Deposits as per their instruction
Loan and Overdraft facility is available against Fix deposit receipt to pass 90%.
The maturity date of Loan and Overdraft Account against Fix Deposit is maturity date of Fix Deposit Receipt.
TDS on Interest income will be deducted as per Income Tax Act.
Rules & Regulations of Fixed Deposit Scheme :
Depositor has to fulfill KYC norms as per RBI directives.
Customer can Open Fix Deposit A/c with minimum of Rs.1000/-
Guardian can open Minor’s Fix Deposit A/c. When minor turn major then after providing valid age proof he/she can withdraw the amount with his/her own signature.
The maturity amount is payable on maturity date. If depositor do not renew or withdraw the deposit then extra interest will not be payable for delayed days.
All rights reserved to the Bank’s management to Change the Interest Rate of the Fix Deposit Scheme without prior notice. Change of Interest rate will be applicable to new deposits only.
The Bank having all rights of appropriation, set off, lien and change the rules and regulation for the scheme.
Requirements to Open Bank Account :
Valid Photo I.D. & Address Proof
(A) Any one of proof (Photo I.D. Proof)
  Passport
  Driving License
  Voter ID Card, Aadhar Card, PAN Card
  Government Approved College/university I.Card
  Government/Semi government/Department I.Card
(B) Address proof.
  Ration Card
  Electricity Bill (not more than 2 months old)
  Landline Telephone Bill (not more than 2 months old)
  Municipal Tax Bill, Aadhar Card, Driving License
  Other proof acceptable to Bank.
Passport Size Photographs – two copies
Pan Card with forwarding letter/Declaration on form 60/61.
Senior Citizens have to produce age proof to avail extra Interest Rate benefit.
Savings Bank Deposit
Current Deposit
Fixed Deposit
Recurring Deposit
Reinvestment Deposits
Interest Rates
Disclaimer THE UDAIPUR URBAN CO-OPERATIVE BANK LTD.@COPYRIGHTS RESERVED-2014.